The combo vocabulary

The eight most common ways to shrink a price tag.

These are the eight layer types behind 95% of combos on SaveCombo. The community catalogues new ones every month — membership rebates, trade-in credit, subscription discounts, bundle deals. Anything that stacks counts.

Layer 01 · Most retailers

Sale

The base discount everyone sees.

The retailer's own listed price drop — clearance, sale event, lightning deal, EOFY, Boxing Day, member-only price.

Pro tip
The first layer of every stack. If there's no sale, the others usually still apply on top of RRP.
Examples currently live
JB Hi-Fi
20% off Sony WH-1000XM5
−$120
Bing Lee
Add-to-cart price drop
−$679
Amazon AU
Lightning deal · 6hr
−69%
Layer 02 · 870+ retailers

Cashback

Get a % back from a portal.

Activate via ShopBack, Cashrewards or TopCashback before clicking through to the retailer. They earn affiliate revenue and rebate part of it to you.

Pro tip
Almost always stacks with sale + card. Watch out for cashback exclusions on sale items, and remember — only one portal can claim attribution per purchase.
Examples currently live
ShopBack
4% on Bing Lee
−$39
Cashrewards
$60 sign-up + 5% Coles
−$60
TopCashback
6% on The Good Guys
−$5.34
Layer 03 · ~120 active

Card offer

Bank or credit-card offer on top.

Targeted offers from Amex Offers, CommBank Yello, NAB Rewards, Westpac Lounge — usually 'spend $X get $Y back' or category multipliers.

Pro tip
Enrol the card offer in your bank app FIRST, before clicking through cashback. Otherwise the offer doesn't track.
Examples currently live
Amex Plat.
Spend $200 → $50 back
−$50
CommBank Yello
10x Awards points
−$14
Westpac Lounge
15% off David Jones
−$45
Layer 04 · 34 programs

Points

Loyalty points & multipliers.

Flybuys, Everyday Rewards, Qantas Frequent Flyer points earned on the spend — plus category bonuses and 10x events.

Pro tip
Watch for 10x and 15x bonus events — these can be the biggest layer in the stack.
Examples currently live
Flybuys
4,000 bonus points
$20 value
Everyday Rewards
2,000 pts on $50
$10 value
Qantas FF
5pt/$ at Woolworths
$8 value
#
Layer 05 · 2,400 verified

Code

Stackable promo codes.

A coupon code at checkout that stacks on top of the sale. Most don't — we only list the ones that do.

Pro tip
Many sale items exclude codes. Always test before completing checkout.
Examples currently live
BREVCOFFEE
$21 off Breville
−$21
GIFTBOX
Free shipping
−$9.99
WELCOME15
15% off first order
−$15
Layer 06 · 12 retailers

Price-beat

Match & beat the lowest price.

Officeworks beats by 5%, Bunnings beats by 10%, JB Hi-Fi matches, Harvey Norman matches. Bring evidence (URL or in-store photo) of a competitor's lower price.

Pro tip
Stacks beautifully — match a low sale price, then layer cashback + card on top of the matched price. Often the highest-leverage layer.
Examples currently live
Officeworks
Beat by 5% · Sony XM5
−$30
Bunnings
Beat by 10% · Ozito drill
−$8.90
JB Hi-Fi
Match TGG price
−$50
Layer 07 · ~60 brands

Gift card

Buy gift cards at a discount.

Buy discounted gift cards from Suncorp Benefits, Prezzee or Coles GC sales, then pay with them — instant 5–10% saving on the entire purchase.

Pro tip
The most underused layer. Buy GCs in bulk during 10% sales, then deploy them on top of every other layer.
Examples currently live
Suncorp Benefits
5% off JB Hi-Fi GCs
−$18
Prezzee
10% off Coles GCs
−$30
Coles GC sale
10x Flybuys + 5% off
−$25 + pts
Layer 08 · Apple, JB, MS, Adobe …

Student

Education-only pricing.

UNiDAYS or Student Beans verification unlocks education-store pricing at JB Education, Apple Education, Microsoft Education and many software vendors. Some campuses also have direct deals.

Pro tip
Student pricing usually stacks with sale + card but not with the regular cashback portal — the education store is a separate URL.
Examples currently live
Apple Education
$200 off MacBook Air
−$200
JB Education
Bulk laptop pricing
−$300
Adobe student
60% off Creative Cloud
−$432/yr
+ more layer types emerging
+ Costco rebate+ Prime shipping+ Subscription −5%+ Bundle rebate+ Trade-in credit+ Energy switch+ Referral credit+ 10x bonus events+ Round-up programs

Spot a savings layer we don’t catalogue yet? Submit a combo using it and Combo AI Finder™ will propose it as a new layer type.

Now go stack something.

The community has 783 live combos using these layers right now.