Variable Interest Rate with Revolut 3% - 5.05%

Revolut's Instant Access Savings account pays up to 5.05% p.a. variable interest on the Ultra plan, and 3% on lower-tier plans. Interest accrues daily with no lock-in period or early-withdrawal penalty — funds remain fully accessible. Monthly plan fees apply and rates are variable; check the Revolut app for the current advertised rate before committing to an upgrade.