ubank Savings Account 5.10% p.a. Interest on Balance up to $1,000,000 ($1 Monthly Balance Increase Required)

Earn up to 5.10% p.a. interest on balances up to $1,000,000 with ubank's Everyday Bonus Rate. To qualify each month, simply grow your total ubank Save account balance by at least $1 compared to the previous month (deposits minus withdrawals must be positive). The bonus rate kicks in automatically when the condition is met — no manual activation needed. No account-keeping fees, no minimum balance to open, and no penalty for missing a month (you just revert to the base rate that month). Best paired with ubank's Spend transaction account. Rate effective from 12 May 2026.