Revolut Metal Credit Card: 1pt Per $1 Spent, No Foreign Transaction Fee, Travel Insurance, $28.99 Monthly Fee

Revolut Metal is a premium bank card at $28.99/month (or $279/year if paid annually, saving ~$69). It earns 1 Revolut point per $1 spent with no foreign transaction fees, and includes travel insurance plus airport lounge access benefits. Stacks well with cashback portals and credit card rewards for everyday and overseas spending.