AmEx Explorer Card: 115,000 Bonus Points ($4,000 Spend in 3 Months), $400 Travel Credit, $395 Annual Fee

New American Express Explorer cardholders earn 115,000 bonus Membership Rewards points after approval and spending $4,000 in the first 3 months. The card includes a $400 annual Travel Credit, airport lounge access, and complimentary domestic travel insurance. Annual fee is $395. Apply via Points Hacks by 6 October 2026.
Walk me through the stack
Step 1 of 2We’ll open each layer in the right order so they actually stack. Some layers fail if activated last — Combo AI Finder™ figures out the sequence.
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