5.89% Owner Occupied Home Loan (5.80% Comparison Rate), 0.01% discount each year

Unloan — CommBank's digital-only home loan brand — offering a 5.89% variable owner-occupier rate (5.80% comparison rate). It runs on the same funding and credit licence as CBA but drops branches, offset accounts and fees, and trims the rate by a 0.01% loyalty discount each year.